by Team AIS | Mar 31, 2020 | Business Insurance
What is an experience modifier? An experience modifier (EMR/Xmod) is a multiplier or a factor applied to the premium of an eligible policy. This provides an incentive for loss prevention. Workers’ Compensation rating bureaus like the National Council on...
by Team AIS | Mar 25, 2020 | Business Insurance, Personal Insurance
What discount should we look for when buying auto and homeowners insurance? Having a house and a car to pay for needs a huge amount of money. And aside from paying for the mortgage, there are also fees for maintenance and of course insurance. Homeowners...
by Team AIS | Mar 22, 2020 | Personal Insurance
For many Americans, owning a home is an essential part of the American dream and one of the most important investments you can make. As your family grows, your needs for insurance will change as well as your risk. Reviewing your insurance program every year to make...
by Team AIS | Mar 21, 2020 | Personal Insurance
Imagine this: you’re young, fit, and healthy. You’re busy building your career and your personal life. You don’t need life insurance. Well, that may be how you feel now, but things can change quickly. This blog looks into what age is best for getting...
by Team AIS | Mar 19, 2020 | Business Insurance, Personal Insurance
Have you ever thought about what you would do if you get injured at someone else’s property? Nobody ever wishes for accidents to happen, and nobody enjoys wondering about what they would do if or when an accident does happen. However, it is for this very reason that...
