Trucking & Towing Operators Insurance

Protect your drivers, your vehicles, and your business operations with coverage designed specifically for trucking companies and towing professionals.

At AIS, we specialize in Trucking and Towing Operators Insurance — tailored to protect your drivers, your vehicles, your equipment, and the customer vehicles in your care. From commercial auto and cargo coverage to on-hook and liability protection, we understand the unique risks trucking companies and towing professionals face every day. Safeguard your business, team, and customers with coverage built specifically for towing operations, fleets, and trucking services.

tow truck carrying a car

Why Trucking & Towing Companies Choose Advantage Insurance Solutions

From long hauls and recovery jobs to roadside assistance and vehicle storage, trucking and towing businesses face high-risk situations every day. At Advantage Insurance Solutions, we offer insurance tailored to the unique challenges of commercial truckers, towing operators, fleet owners, and recovery services — so you stay protected mile after mile.

Commercial Auto Liability

Covers injuries or property damage caused while operating trucks or tow vehicles.

Physical Damage Coverage

Protects your trucks and tow units from collisions, theft, fire, or vandalism.

On-Hook / Garagekeepers Coverage

Covers customer vehicles while being towed or stored.

Motor Truck Cargo

Protects the goods or vehicles you’re transporting.

General Liability

Covers non-driving-related risks like customer injuries at your location.

Customize Your Policy To Fit Your Business

Add protection where your trucking or towing business needs it most.

  • Non-Trucking Liability

  • Trailer Interchange Coverage

  • Workers’ Compensation

  • Bobtail / Deadhead Coverage

  • Medical Payments

  • Cyber Liability

  • Commercial Umbrella

  • Employment Practices Liability

You’re not just covered — you’re supported.

With Advantage Insurance Solutions, you also get support that helps your business prevent claims and stay productive.

Fast Claims Service

Regular Follow-ups

Free Programs

Risk Management Solutions

Get Your Trucking or Towing Insurance Today

Protect your business and your team with specialized coverage. Our experts make it easy to get the right insurance at the right price.

(720) 221-8168

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Do you have two years of hard copy loss runs available?

Is there a lapse in coverage in the last two (2) years?

What is your radius of operation?

Do you own and use transporter tags?

Have you executed any contracts with hold harmless or waiver of subrogation agreements?

If fillings are required, does this insurance cover all owned, leased and operated vehicles?

Do you ever hire owner/operators?

Are all owner/operators scheduled on this policy?

Do you subcontract your towing work?

Do they operate under your filing?

Do you monitor police scanners to obtain business?

Describe lot security?

Where are vehicle keys kept when the business is closed?

Do you check MVR's on all drivers before hiring?

Do you check MVR's annually thereafter?

Do you and all your drivers have a CDL license?

Do you hire drivers under age twenty-one (21)?

Do you and all your drivers have at least two (2) years experience driving a Tow Truck?

Do you have a preventive maintenance program for vehicles?

If "Yes", who performs the maintenance?

Any Scheduled autos over twenty (20) years old?

Vehicle inspection is required. If physical damage coverage is provided you will need to submit photos of all four sides of the vehicle.

Are all Tow trucks equipped with emergency flashing lights and adequate exterior lighting?