Dental Practice & Professional Insurance

PROTECT YOUR PRACTICE AND MITIGATE LIABILITY WITH OUR INDUSTRY-LEADING DENTAL COVERAGE.

Mistakes are unavoidable in any profession but with an increasing exposure in today’s practice environment it’s leaving dental professionals vulnerable to financial and emotional stress. When mistakes happen in the dental profession, the losses can be both financially and emotionally catastrophic. Therefore, it’s very important for you to understand the risks associated with running a dental practice along with what types of insurance are needed to mitigate those risks.

IMPORTANT COVERAGE FEATURES

  • Coverage available for all dental specialties.
  • Claims-made and occurrence options.
  • Coverage for dental assistants and hygienists at no additional cost.
  • Cyber Security Protection
  • Defense outside the limits of liability.
  • Medical Professional Equipment

COMMON CAUSES OF LOSS FOR THIS INDUSTRY

  • Professional Negligence, Incomplete work, faulty or shody services or misrepresented services.
  • Employee Musculoskeletal disorders; neck and shoulder
  • Slips, Trips and falls
  • Theft, burglary, and vandalism
  • Cyber Attacks – data theft 
  • Puncture Wounds
  • Harassment and/or discrimination
  • Contamination of Hepatitis C (bloodborne infectious agents) from poor sterilization and infection controls

WHAT TYPES OF INSURANCE DO DENTAL PRACTICES NEED

  • General Liability and Property Insurance including Medical Professional Equipment. 
  • Worker’s compensation Insurance 
  • Business Auto coverage if you own any vehicles registered to the business or you have employees that run errands for the business using their personal vehicles.
  • Most importantly as trusted medical professional you will need to carry Medical Malpractice Insurance also known as professional liability or E&O Insurance. Medical Malpractice Insurance can pay for legal expenses over professional errors.