Driving School Insurance
Key Coverage Benefits
- Classroom Liability Coverage
- Broadened definition of covered auto
- Coverage for driving instructors and student drivers while being instructed
- Abuse and molestation liability
Additional Important Features
- Comprehensive general liability
- Premised liability
- Property damage liability
- Personal and advertising injury liability
- Property coverage for your building and contents
- Business marine coverage for your equipment
- Auto-owned hired and non-owned
Supplementary Coverage Available
- Employee benefits liability
- Employee practices liability
- General Liability WRAP – Broader general liability protection with increased limits for supplementary payments, automatic additional insured for certain eligible persons and more.
Value – Added Services
Outstanding Claims Service
- When we’re notified of a loss we call you back within 24 hours follow-up regularly and work with you until your claim is resolved.
Consultative Risk Management
- We offer risk management solutions that help you improve safety
- You have unlimited access to our online safety resource.
(720) 221-8168
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Explore and learn more about some unique risks as well as the related insurance solutions
Commercial General Liability
Possible Liability: Claims due to accidents for property damage, bodily harm, personal injury.
Solution: General Liability is necessary to save businesses from financial loss, lawsuits, claims, or damages due to non-professional negligent acts by your services, company operations, or your workers.
EPLI
Possible Liability: Employees that might sue their employers for what they feel are unequal or unfair treatment.
Solution: Employment Practice Liability Insurance usually comes as a standalone policy and can cover the business and upper management officers. A Third-Party coverage option can also be added by endorsement to address claims made by clients and vendors for acts done by employees.
Professional Liability
Possible Liability: Licensed professionals and staff can be sued for alleged misdiagnosis or incorrect dental procedures. Exorbitant settlements may force the practice to close.
Solution: Professional liability insurance can protect a dentist and/or other licensed staff from costly lawsuits.
Workers Compensation
Possible Liability: Most states require employers to cover for any employee work-injuries.
Solution: Make sure to add this to your policy to avoid penalties and be able to provide benefits to eligible employees.
Commercial Umbrella/ Excess Insurance
Possible Liability: If your company is found liable for loss that exceeds limits of a standard policy.
Solution: Adding a commercial umbrella policy can accommodate extended limits from $2,000,000 and $10,000,000 over general liability workers comp, commercial auto and directors and officers liability insurance.
Commercial Property Insurance
Possible Liability: Business property catches fire, theft, or any other type of disaster even during or may years after construction.
Solution: Coverage for the building, signage, furniture, equipment, inventory, fence, and landscaping to be repaired or replaced in case of untoward incident.
Commercial Auto Insurance
Possible Liability: Accidents involving vehicles owned or leased by the company causing physical harm or property damage to others as well as rendering the vehicles unusable.
Solution: Business Auto policy for leased or owned vehicles that can also include comprehensive and collision coverage.
Cyber Liability
Possible Liability: Risk of customer’s financial info getting lost, stolen, or endangered can turn into a legal responsibility for a business to communicate about any such breach and even pay for financial damages.
Solution: Adding a cyber liability policy can assist with the fees and losses in the aftermath of a cyberattack.
DISCLAIMER: Consult actual policy for exact terms and conditions or talk to your insurance agent for clarifications.
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