Food Truck Insurance
- Mobile food trucks
- Lunch trucks
- Catering trucks
- Concession trucks
- Vending trucks
- Ice cream trucks
The graphic below is interactive. Explore and learn more about some unique risks as well as the related insurance solutions.
Commercial Auto Insurance
Possible Liability: This could include any potential accidents causing vehicles owned or leased by your food truck business to need repair or replacement.
Solution: Business Auto policy for leased or owned vehicles that can also include comprehensive and collision coverage.
Business Owners Policy
Possible Liability: With owning a food truck business, you might not need as many inclusions in a policy.
Solution: BOP is a custom-made policy that can protect your assets, employees, your business, and other details you may want to set up. It would be best to discuss this further with your agent.
Commercial General Liability
Possible Liability: Claims due to accidents for damage to other people’s property, bodily harm, personal injury.
Solution: General Liability is necessary to save businesses from financial loss, lawsuits, claims, or damages due to non-professional negligent acts by your services, company operations, or your workers.
Possible Liability: Most states require employers to cover for any employee work-injuries.
Solution: Make sure to add this to your policy to avoid penalties and be able to provide benefits to eligible employees.
DISCLAIMER: Consult actual policy for exact terms and conditions or talk to your insurance agent for clarifications.
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