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Home Replacement Cost Calculator

A simple way to get a replacement cost estimate for your home is to find the average per-foot rebuilding cost for your area and multiply that by your home’s overall square footage. Say that you have a 2,000-square-foot home. If local building costs average $100 per square foot, then you would be looking at a replacement cost of $200,000. Below is a simple formula to follow:

Home sq.ft. x Local Rebuild Cost sq.ft. = RCV

Your area’s local rebuild costs can usually be found on the websites of local construction companies or by reaching out to a contractor yourself. Determining your own rebuild costs may not be the most accurate method, but it will likely be on par with the amount provided by your insurer in your initial quote.

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