Small Business Insurance in Denver, CO
AIS: Your trusted partner in Denver, CO
As entrepreneurs ourselves, we understand the dedication and hard work you’ve invested in building your business. That’s why we’re here to offer tailored insurance solutions designed to mitigate risks and provide peace of mind, allowing you to focus on what matters most—growing your enterprise
Understanding the Need for Small Business Insurance
Denver, CO
In the heart of Denver, where innovation meets opportunity, your small business is not just a venture—it’s a testament to your dedication and vision. However, as you navigate the intricate web of commerce, you must recognize the importance of safeguarding your investment.
Small business insurance is a vital safeguard, protecting against risks that could otherwise jeopardize your entrepreneurial endeavors. Therefore, whether it’s safeguarding your property from unexpected damage or shielding you from liability claims that could arise from accidents or legal disputes, this insurance coverage is essential for ensuring the security and continuity of your business. Additionally, by investing in small business insurance tailored to your specific needs in Denver, CO, you can confidently navigate uncertainties, knowing that your valuable assets and aspirations are adequately protected.

In addition, the bustling metropolis of Denver, CO, small businesses are the lifeblood of the community, weaving a vibrant tapestry of economic activity. From cozy cafes to bustling food trucks, each entrepreneurial venture adds to the city’s dynamic landscape. However, with boundless opportunity comes inherent risk, making comprehensive insurance coverage imperative for safeguarding investments.
Therefore, at Advantage Insurance Solutions, we specialize in tailoring small business insurance solutions to meet the unique needs of Denver’s entrepreneurs. In summary, Whether you’re launching your business or have been established for years, our dedicated team is here to navigate the complexities of commercial insurance on your behalf. Plus, with our expertise, you can rest assured knowing your enterprise is protected, allowing you to focus on growth and prosperity.
Why It Matters
As a small business owner, you know success requires dedication and hard work. However, unexpected events can disrupt progress. That’s where small business insurance in Denver, CO, comes in. It protects against diverse risks, including:

Property Damage
Whether it’s fire, theft, or vandalism, property damage can disrupt your business operations and result in significant financial losses. Plus, with property insurance, you can rest assured that your physical assets are protected against unexpected perils
Liability Claims
In today’s litigious society, even the most careful business owners can face lawsuits from customers, employees, or third parties. Moreover, liability insurance covers legal fees, settlements, and judgments arising from claims of bodily injury or property damage.
Business Interruption
If a covered event such as a fire or natural disaster forces you to temporarily close your business. Additionally, business interruption insurance can help cover lost income and ongoing expenses until you’re able to reopen.
Workers' Compensation
In addition, accidents can happen in any workplace, and as a business owner, you’re responsible for ensuring the safety and well-being of your employees. Plus, worker’s comp insurance covers medical expenses, lost wages, and rehabilitation costs for injured employees.

Why Choose Advantage Insurance Solutions?
Local Expertise: With deep roots in the Denver community. Hence, we possess a nuanced understanding of the local business landscape and its challenges.
Tailored Solutions: We don’t believe in one-size-fits-all insurance. Instead, we take the time to understand your unique needs and tailor our solutions accordingly.
Responsive Service: Our dedicated agents are committed to providing prompt and attentive service, ensuring that your questions are answered and your concerns addressed on time.
Competitive Premiums: We offer competitive premiums that fit within your budget, allowing you to protect your business without overspending.
Streamlined Process: Additionally, from obtaining a quote to filing a claim. However, we’ve streamlined our processes to make insurance management as seamless. Plus, make it hassle-free as possible for our clients.
Unparalleled Customer Service: At Advantage Insurance Solutions, exceptional service isn’t just a promise—it’s our ethos. Therefore, we understand your business is your lifeline, so we’re dedicated to providing prompt, responsive assistance whenever needed. Plus, we’ve covered everything from clarifying policy details to processing claims efficiently.
What Our Clients Say
Hear what our satisfied clients have to say about their experience with Advantage Insurance Solutions
Great Company!! Easy to work with and efficient. I highly recommend working with Advantage!!
– Mark Krajewski –
AIS helps me, adult! I’ve been with Advantage Insurance Solutions for years and have always had a relationship with them. Tristen is smart and honest, she takes time to explain things in detail that I don’t understand. Despite, everything is expensive with inflation, they still found a way to save me money and keep full coverage and I added renters insurance this year. Thanks!
– Stephanie Reynolds –
Lori is amazing!! She’s been extremely helpful and saved us over $1000 a year on all our insurance needs. She is quick to answer questions and just all-around great to work with.
Thanks, Lori and staff.
– J Fehr –
I have used Advantage Insurance Solutions for years and appreciate that my insurance needs are always taken care of in a professional and friendly way.
– Nick Potter –
Advantage Insurance Solutions cut my monthly insurance bill by more than 50% with the same coverage! give them a try!
– Anthony Hoehler –
Advantage Insurance has helped me with many of my insurance needs. They are efficient and very professional. I’ve had policies with this company for the past 15 years at least. And I would recommend them to anyone with their insurance needs.
– Wanda –
At Advantage Insurance, we are your trusted provider of small business insurance in Denver, CO; we understand that every business is unique, so we take a personalized approach to insurance. Plus, our experienced agents work closely with you to assess your needs and craft a customized insurance package that aligns with your goals and objectives. Whether you’re a restaurateur, food truck owner, or rancher, we have the expertise and resources to design a policy that fits your business like a glove.


Does Homeowners Insurance Cover Flooding From Rain?
Thunderstorms and flooding are the most frequent culprits of home damage worldwide. Did you know that the United States is one of the countries that experience thunderstorms throughout the year? According to the National Severe Storm Laboratory of the National Oceanic...

Is RV Insurance Worth It?
Is RV Insurance Worth It? First of all, Recreational vehicles are lovely and unique. It avoids hotels and planes to travel more cheaply. Living in an RV full-time requires Full-Time RV insurance. Your house insurance won't cover an RV you buy or rent. You may own an...

Homeowners Insurance Discount If You Buy A Fire Extinguisher?
Buy Fire Extinguisher Saving money from your homeowner’s insurance can be one of the best deals that you can have. Like the discount that you get when you have your home and auto insurance under one insurance provider. Because why not try to do and have anything that...

What (Really) Goes Into Business Owners Policy That Works
Business Owners Policy is a smart choice for small-to-medium businesses. BOP is an insurance policy that consists of Commercial Property Insurance, General Liability Insurance, and Business Interruption Coverage. Having these coverages under one policy can save you...

Why Workers Compensation Is Important
Here's What Really Matters in Workers' Compensation Insurance What really matters in workers' compensation insurance? That’s a pretty big question. Employees are the most valuable assets of a company. They are the backbone of an organization and are the major...

A Guide to Pet Side Hustles
For pet lovers, being around pets is like having a family around. Pets play an important role in the lives of many people. They impact physical health, especially in older people, and also impact a child’s emotional development. This can be one of your side-gig too!...

How To Save Money On Workers Compensation Insurance
Workers’ compensation is mandatory in almost all states in the United States. This type of insurance protects employees when they get injuries or become disabled in the workplace. It also protects employers from suits that may be filed by employees due to...

Colorado Car Insurance Guide
Car insurance is required in almost all states including the state of Colorado. Automobile owners are required to carry liability insurance with at least the minimum coverage. Driving without insurance in Colorado will result in penalties and license suspension. Aside...

Homeowners Insurances in 19 Easy Steps
Choosing the best homeowners insurance for your home and family can be challenging. In addition, to get the best home insurance for your home, you must do a lot of research and ask a lot of questions. Whether you’re a first-time homeowner or a seasoned home buyer, you...

When Do You Need Commercial Auto Insurance?
To carry or not to carry this type of insurance is a business owner’s question. This question is especially for those who are just starting up. This depends on the types of vehicles that your employees use in their day-to-day and the purpose of using that...

Winterize Your Home Checklist 2023
When you see college football outdoors, you know that winter is near. You'd have to prepare for the cold, and the first thing you'll do is buy some new winter clothes. After that, think about how you'd want to protect your home from the cold season. There are a lot of...

Pet Insurance and Behavioral Problems
As fur parents, we love our pets and treat them like members of the family. Dogs acting out, cats acting strange, and birds who won't sing: these things happen to even the best-trained animals. Here are some tips on making sure your pet insurance covers behavioral...

Umbrella Insurance Policy With Uninsured And Underinsured Coverage
There are several types of insurance policies that you would need for your own protection. You should have an umbrella insurance policy with uninsured and underinsured coverage. Plus, you need auto insurance if you have a car. You will at some point in your life need...

5 Killer Ways to Lower Workers Comp EMR
Workers Comp EMR Many business owners wonder why EMR is essential regarding workers’ compensation insurance. In addition, the Experience Modification Rate (EMR) is critical in estimating the cost of workers’ comp premiums. Furthermore, EMR is a grade or point system...

How Pet Sitters Are Making The World A Better Place
Pet sitters are the most trusted people you can rely on when it comes to your pets. You can be at ease that your beloved furs are being cared for while you are away. So just imagine a life without pet sitters. How can you work without someone to look after your dog?...

Does My Homeowners Insurance Cover Flood?
It’s important to know all the information about the coverage of your homeowners' insurance. Being aware of what it protects and what is not is essential to avoid being underinsured in case of a disaster. Like a flood, standard homeowners’ and renters’ insurance does...

Backyard Entertaining Safety
Backyard Entertaining Whichever the Season Backyard entertaining may mean spending time by the swimming pool or cooking in the Summer. However, as complex as it has been in the past years, having quests in the backyard can be done in cooler months with the help of...

12 Insurance Cheat Sheet for Homeowners
You probably heard it numerous times. Owning a home is expensive. In fact, there are various expenses homeowners must pay to maintain and keep a home. Also, American homeowners spend a huge part of their salary on a mortgage, property taxes, and homeowners insurance....

Will I Be Able To File A Claim On The Other Driver’s Insurance?
If someone else’s car crashes on yours and the car accident is not your fault, you can file a claim on another driver’s insurance. This process is a third-party insurance claim. And If you have good coverage on your car insurance, you have better options on how you...

A Consumer’s Guide to High-Value Home Insurance
Buying a house is a big step. Deciding to buy your first home takes time. Also, you need to look for the best house suited for you. Then, you also need to make sure that it is what you dreamed of. In addition, most people consider it their biggest asset and will do...

Changes in Life Insurance for 2023?
Are there section 7702 changes in 2021? The pandemic and new administration caused significant changes in life insurance. In addition, with COVID-19 and new administration laws all over the news, many people wonder what life insurance will change in 2021. Furthermore,...

A Guide to Dental Risk Management
Every occupation involves risks and liabilities. Moreover, doctors are one of the most vulnerable professionals to legal actions. Dentists are at risk of malpractice every time they treat a patient. In fact, according to True Cost of Health Care, dental malpractice...

How Low Can Workers Compensation EMR Go?
Workers Compensation EMR Workers' compensation insurance coverage is a requirement for all businesses in the United States. Almost all US states, except Texas, require business owners to carry a workers’ compensation policy for their employees. Furthermore, every...

Are You Buying Your Car Insurance Online in Denver?
Why Are You Buying Your Auto Insurance Online in Denver? Buying online is the new normal. More and more people are buying the things they need through online shopping. From home essentials, personal care to gifts and luxury goods, all you need is to go online and...

The 13 Benefits of Workers Comp Insurance
Benefits of Workers Comp Risks and hazards are always present in every workplace. Regardless of the business industry, work-related risks and hazards are always there. In fact, to ensure employee protection, the government requires business owners to carry out a...

Experience Barbecue Fun Safely
Summertime is here once again, and among the countless fun activities to hold during this time is a barbecue. What can be better in the summer than a cool pool, a nice drink, and something hot off the grill? But, like all other special events or occasions, you have to...

BBQ Grill Safety Tips 2023
BBQ Grill Safety The 2023 grilling season has started. Barbecue grilling is common during picnics and family gatherings. Everyone is together. From kids to adults, who doesn't adore smoky charred meat? Americans love outdoor BBQ. As a result, over 64% of U.S. homes...

Should I sign up for telematics on my auto insurance?
Let’s Understand Vehicle Telematics User-Based insurance or Telematics technology looks at the pattern of driving as the base of an insurance premium. The insurer will use the data collected by this amazing microcomputer. This is to determine the kind of coverage that...

4th of July Safety Tips 2023
The 4th of July is just around the corner. We may not be able to celebrate it the way we used to but there are still so many ways to celebrate the declaration of our independence day this 2022. Usually, Americans celebrate this special day with apple pies, barbecue...

Insurtech and Business Insurance in 2023
Insurtech and Business Insurance The COVID-19 pandemic has hit all commercial sectors. In addition, businesses rushed to adapt and survive this global catastrophe. Additionally, the insurance industry is affected. Insurtech technologies were strengthened and used by...

Fireplace Maintenance and Safety
As the cold weather approaches, our bodies tend to seek warmth. The cold temperature gets drastic, and we cannot take more of it when it reaches zero or negative degrees. Fireplaces can be a cozy and beautiful addition to a home, but it's essential to practice...

What Are Smart Assistants’ Role In Shaping The Future Home?
What Are Smart Assistants? Tech advancements that will give you peace of mind. And, ease of use like Apple’s Siri, Amazon’s Alexa, Google Assistant, and Microsoft Cortana. These are some of our smart assistants. The Future is Here with Smart Assistants As the days go...

Moving Technology: Helping You Move Houses in 2023 Onwards
Moving homes is an expensive and stressful experience regardless of where you live. If you're thinking of moving, there are several ways to save money and help lower the stress involved in organizing everything from start to finish. Advantage Insurance Solutions came...

9 Tips To Protect Your Home From Flooding While You’re Away
It is only normal to want to protect your home from flooding. What more while you’re away on vacation, right? Homes are susceptible to water damage. Water damage does not just occur during severe weather such as hurricanes, floods, and snowstorms. Leaks in the...

How To Prevent Water Damage And Protect Your Home
As everybody knows the presence of water is crucial to our natural ecosystems, as well as for modern society to function properly. However, water damage has disastrous consequences for any homeowner. Water damage can quickly destroy one’s house and other prized...

Smart Fire Protection Systems and Home Insurance
Safety First Fire safety is essential in all buildings, especially hospitals and other healthcare facilities. This makes it even more critical that facility managers center their smart fire protection system's strategies on maintaining existing technologies. And...

Different Types of Fire Extinguishers
One of the biggest nightmares for any is a fire consuming their homes or business. A fire would not only endanger your property but even the safety of your family. Consequently, you need extreme care and vigilance to prevent any incident that may cause a fire....

5 Mistakes People Make When Trying to Save Money on Auto and Homeowners Insurance
Bundled Savings Saving money is something that all of us want. But reducing your coverage just for the sake of keeping your insurance rates low is not smart. There are lots of common mistakes most homeowners and auto owners do that lead them to be underinsured. We...

The Difference between Cancelation and Non-renewal
Insurance nowadays is a necessity more than a luxury for all human beings. No living creatures may they be animals, plants, mountains, or oceans need security as man does. We are afraid of uncertainty, fear, and death but in reality, everyone will die one day. There...

HO-6 Insurance Policies
There are multiple types of insurance that a person can avail of. The term "HO-6" applies to property protection specific to townhouse/condo owners. A few sorts of inclusion offered by insurance agencies — like homes, tenants, and townhouse protection — are composed...

How does Farm Insurance Work?
If you have a family, house, car, children, pets, or properties, you are prepared to do whatever it takes to protect it. If you willingly shell out money and time to readily protect non-livelihood aspects of your life, then farms and ranches should be no different!...

Road Safety: A Business Roadmap for Driving Employees
Transportation has a vital role in the success of every business. A business operation cannot properly function without the need for people working for you to drive. Vehicles are an important part of a business operation. A business needs to plan a reliable and...

Fleet Auto Safety Program: Minimizing Risks and Reducing Costs
Building a business takes a great amount of time, money, and hard work. But one major accident could shut down your business in a blink of an eye. One way to safeguard your business is to put up strategic planning on minimizing the risk and reducing costs of your...

Guide for shopping car insurance rates in Colorado
Did you know that there were 121,648 cases of car accidents reported in Colorado in 2019? It’s around 337 car collisions in a day. A survey showed 77% of drivers had been involved in at least one car mishap. Moreover, average people have been predicted to encounter...

Trying to Find a Good Contractor: A Home Renovation Horror Story
There will always be a need for contractors to help with these projects for many homes. Today we get to know what it takes to find a good contractor through a real-life home renovation horror story. Ready to save money on insurance? Our experts can help you compare...

A Holiday Heist: Burglars and Your Home Insurance
A reminder from the silver screen The classic movie scene is familiar. Kevin, a little child, unintentionally left home alone while his family vacationed abroad. He first thinks having the house to himself was a blessing until robbers tried to break in. However, savvy...

Love Is The Best Reason To Protect Your Family
Life, as everyone says, is too short. And if you have a family of your own, love is the strongest feeling you have for them. Protecting them and making sure that they have enough for their needs is a priority because you love them. And love is always the best reason...

I Accidentally Hit My Garage With My Car, Is The Damage Covered By My Auto Insurance Or Homeowners Insurance?
So I Hit My Garage With My Car It has been reported in a scientific study that people tend to be overconfident when driving near their homes. The idea that I hit my garage with my car isn't impossible. And damaging your property due to an accident or negligence can...

Does My Online Business Need Insurance?
We are all aware of how the Covid-19 pandemic has caused a massive effect on the lives of people all around the world. Many businesses moved from brick-and-mortar to digital. As someone who has moved with the times, you’re probably wondering: “does my online business...

Top Cyber Security Threats in 2023
The year 2020 has become the doorway of opportunities for cybercriminals to commit computer crimes and this is not different from 2022 onwards. In just a matter of weeks since the pandemic hit, businesses, the world economy, education systems, and so on changed beyond...

What Does a Business Owner’s Package Include And Why Do You Need One?
Insurance companies offering business insurance have policies that combine protection from all major property and liability risks in one set of packages. Some also sell coverages separately. One set of packages bought by small and mid-sized businesses is the business...

Does Homeowners Insurance Cover Forest Fires?
High-Risk Areas And Homeowners Insurance Getting home insurance in a high-risk areas is hard. Many people ask "does homeowners insurance cover forest fires if they live in an area that’s highly prone to brush fire? The short answer is YES, you can still find one....

Home Improvements: 5 projects with the biggest Return of Investments (ROIs)
It is common knowledge that baths and kitchens are the main selling points of any home. These are also most often one of the costliest components when it comes to pursuing home improvement. Given the right choices over design and materials. However, any home would be...

Home Security and Things to do Before You Leave your Home
Safe and Secured Imagine yourself doing your everyday routine. You are busy, as usual, and decide to hop about outside. You also keep tabs on the weather daily forecast for rain. Also, you hurriedly run for an umbrella, also getting your rain jacket, and then turn...